I am an educator. I have been teaching for 10 years. This week, as I reach a huge milestone in my own continuing education, finishing my Master’s degree, the field of education is facing an existential crisis. K-12 schools are underfunded by state and local governments and have huge issues in inequality. College educations are increasingly necessary but wildly expensive. Covid-19 has magnified many of these problems and brought to our attention how vulnerable the system is. To use a finance metaphor, our society is in a period of price discovery for education. We cannot figure out what it is worth to us.Continue reading “Education and a Happy Life”
Our society increasingly relies on complex, tightly coupled systems that handle our healthcare, finances, travel, and more. While those systems can be more productive and theoretically safer, they have vulnerabilities, including the complexity in itself. Sometimes, the addition of more safety features can actually make something less safe by making it more complex and therefore more likely to allow for a mistake to be made. Continue reading “Book Review: Meltdown by Chris Clearfield”
- Infrastructure operations can be a great source of income by moving people, dry goods, energy liquids, and other essentials.
- This fund provides a 5% yield from a global equity portfolio.
- Infrastructure can provide income from the energy sector with less exposure to commodity price volatility.
When you hear the word infrastructure, building roads, bridges, and tunnels might be the first thing to come to mind. Infrastructure can be so much more, and it can be a great source of steady cash flow. Continue reading…
- Transaction-free trading platforms can be a powerful tool for compounding dividend returns.
- Concentrating on undervalued stocks that pay high dividend yields and growing dividends can reap high returns.
- Straying into investments that are difficult to understand for the sake of diversification can be a drag on returns.
In the beginning of 2017, I set out to create a total return portfolio for my long-term savings. At that time, I had learned through self-study about value investing, high-yield dividend investing, and dividend growth investing. Seeking Alpha was a wonderful inspiration, as was Get Rich with Dividends by Marc Lichtenfeld and the wisdom of Warren Buffett.
What Seeking Alpha authors helped me realize is that dividend investing can be about much more than income. It is a powerful mechanism for compounding wealth. Continue reading…