About

About

I am a teacher and musician in Central Indiana. I had an on-and-off interest in finance and economics for about 10 years before my principal asked if I would teach a personal finance class. Since then, I have gotten more serious about increasing my financial intelligence, managing my personal finances, and finding ways to share this knowledge with others.

I might qualify as a member of the Warren Buffett cult, as I have read several books about him, enjoy the wisdom of his annual letters, and am a big believer in his value investing strategies. Buffett is the most brilliant person in the history of finance, and the wisdom he shares can be applied far beyond the stock market. I suppose that my second love in finance was dividend-growth investing, which I mostly discovered through reading articles on Seeking Alpha. While much of my retirement savings is invested in conventional, low-cost mutual fund and index fund allocations, I am a big believer in purchasing individual stocks, especially dividend-growth stocks with high yields at cheap prices, and those types of assets form a growing share in my net worth.

It seems like every time I plan to teach a concept to my class and almost every time a student asks a question in class, I learn something new about finance. I have made some fascinating discoveries that challenge deeply held myths and conventional wisdom about everything from stocks and bonds to mortgages and credit cards. I started this blog to share ideas and knowledge with others. I hope it will help you make money, save money, and pay off debt.

Many people see personal finance as a burden. They think the more financial responsibility you have, the less fun you have. The opposite–in fact–is true. Finance topics can actually be interesting to learn about and fun to play around with. More importantly, there is a special kind of happiness that comes with being in control. Every debt paid off is a breath of fresh air. Every investment added to your portfolio is an addition to a collection of precious items that will increase in value over time (and pay dividends). If you need a hobby, finance can be a relaxing as yoga and as creatively stimulating as making music (I admit as a professional musician). This blog is all about learning new things about yourself and the world, setting goals, using proven strategies to achieve those goals, and experiencing the deep, intense happiness of financial confidence.